Northern Virginia | Maryland | Washington, DC

Individual Tax Planning

The ROI Method™

We believe every tax strategy should be measured by its return. The ROI Method™ is our framework for evaluating opportunities, implementing solutions, and tracking real savings - so you always know exactly what you are getting for your investment.

Our Approach

What the ROI Method™ of Individual Tax Planning Means

Unlike traditional tax preparation that simply reports past activity, our ROI Method™ proactively identifies strategies and measures their impact. For every recommendation we make, we evaluate:

Estimated tax savings - the actual dollars you keep
Cost to implement - including our fees and any related expenses
Risk and compliance considerations - ensuring IRS-safe strategies
Short-term and long-term impact - building lasting wealth

Our Framework

The Six Pillars of Individual Tax Planning

A comprehensive approach covering every aspect of your tax situation

01

Comprehensive Tax Analysis

We start with a deep dive into your current tax situation, identifying overlooked deductions and potential strategies for savings.

02

Optimize Deductions

Maximize every available deduction from charitable giving to home office expenses, ensuring you keep more of what you earn.

03

Entity Structuring

Evaluate whether an LLC, S-Corp, or other entity structure could reduce your self-employment and overall tax burden.

04

Tax Credits & Incentives

Identify and claim valuable tax credits including education credits, energy incentives, and other overlooked opportunities.

05

Retirement Planning Integration

Optimize retirement contributions with strategies like backdoor Roth conversions and employer plan maximization.

06

Income Shifting & Timing

Strategically time income recognition and deductions to minimize taxes across multiple years.

Ideal Clients

Who Is Individual Tax Planning For?

High-Income Professionals

Doctors, lawyers, executives, and consultants looking to reduce their substantial tax burden.

Business Owners

Entrepreneurs and small business owners seeking to optimize both personal and business taxes.

Real Estate Investors

Property owners wanting to leverage depreciation, 1031 exchanges, and other real estate tax strategies.

Equity Compensation Recipients

Individuals with stock options, RSUs, or other equity compensation requiring specialized planning.

Families Planning Life Events

Families navigating major transitions: marriage, children, education funding, or inheritance.

Multi-State Income Earners

Professionals with income across Virginia, Maryland, DC, or other states needing coordinated planning.

How We Work

The Tax Planning Process

Phase 1

Initial Tax Savings Analysis

We review your prior returns, financial situation, and goals to identify immediate opportunities and estimate potential savings.

Phase 2

Customized Plan Design

Based on our analysis, we design a comprehensive tax plan with specific strategies, estimated savings, and implementation steps.

Phase 3

Strategy Implementation

We guide you through implementing each strategy, from entity formation to retirement account optimization.

Phase 4

Ongoing Quarterly Review

Regular check-ins ensure your plan stays on track and adapts to changes in your life or tax law.

Phase 5

Annual Tax Preparation

Seamless integration with tax filing ensures all strategies are properly documented and maximized.

Transparent Results

Measuring Your ROI

We believe in complete transparency. You will always know exactly what you are getting from our engagement.

Estimated Annual Tax Savings

Based on your specific situation and applicable strategies

Cost of Engagement

Transparent, upfront pricing with no hidden fees

Net Benefit After Fees

Your true return on investment from our services

Long-Term Projected Savings

Compounding benefits over 5, 10, and 20+ years

Specialized Expertise

Real Estate & Investment Tax Strategies

Real estate investors face unique tax opportunities and challenges. Our team specializes in maximizing the tax benefits of your property investments.

  • Cost segregation studies to accelerate depreciation
  • 1031 exchange planning for tax-deferred property sales
  • Passive activity loss optimization
  • Qualified Opportunity Zone investments

Rental Properties

Commercial Real Estate

Investment Gains

Retirement Assets

Regional Expertise

Multi-State Tax Planning

Working across Virginia, Maryland, and DC creates unique tax challenges. We help you navigate multi-state filing requirements and optimize your tax position across jurisdictions.

VirginiaMarylandWashington, DC

When we first met with this client, a tech executive with significant equity compensation, they were paying over $180,000 annually in federal and state taxes. Through careful analysis and implementation of our ROI Method strategies - including optimal stock option timing, retirement plan optimization, and charitable giving strategies - we reduced their effective tax burden by over $47,000 in the first year.

Technology Executive, Northern Virginia

$47,000+

First Year Savings

Common Questions

Frequently Asked Questions

Tax preparation is the process of filing your annual tax return. Tax planning is a proactive, year-round strategy to minimize your tax liability before the year ends. While preparation reports what happened, planning shapes what happens. Our ROI Method combines both for maximum benefit.

Not at all. Every strategy we recommend is fully compliant with IRS regulations. We focus on legitimate tax savings through proper planning, documentation, and timing. Our CPA-led approach ensures you never sacrifice compliance for savings.

Tax laws change constantly, and your financial situation evolves. While a one-time analysis provides immediate value, ongoing planning ensures you capture new opportunities and adapt to changes. Most clients see the greatest ROI from our quarterly planning engagements.

Locations We Serve

Serving the Greater DMV Area

While we work with clients nationwide, we specialize in serving individuals and families throughout the DC metropolitan area.

FairfaxArlingtonTysonsBethesdaRockvilleSilver SpringWashington, DC

Why Choose Shahbaz & Associates for Your Tax Planning?

We combine technical expertise with a client-first approach to deliver measurable results.

ROI-Driven Framework

Every strategy measured by its return on your investment

CPA-Led Oversight

Licensed professionals ensuring compliance and accuracy

Clear Measurement

Transparent reporting on savings achieved

Long-Term Efficiency

Building wealth through consistent tax optimization

No obligation. Let us show you how the ROI Method can work for you.